Many tenants are under the impression that they will not be liable for any damages that they cause and they do not get the Renter’s Insurance. If you have a fire in the kitchen, or a fire as a result of lighting a candle, the damages that this fire causes will be your responsibility. If the fire causes damages to your neighbors, you will be liable for them as well. That’s when the renter’s insurance kicks in and protects you from these types of liability claims that can be brought against you. Most Renter’s Insurance policies will include the $100,000 of liability coverage, Personal Property coverage and the medical payments to others coverage.

At Prestige Insurance, we stress the importance and the need for the Renter’s Insurance and pride ourselves on providing you with the policies that are customized to fit your insurance needs. Our renter’s insurance premiums are low so call us to get your free quote: (703) 888-3555.

Below are the standard coverages of a renter’s insurance policy.